What is a self-payment gap?

Self Payment GapDepending on your circumstances and medical expenses through the year, you may well deplete your medical savings account before the year is over. If you and your family have a healthy year with minimal day to day expenses, you could carry money over to the next year. If you have one or more members needing doctor or dentist visits and medication, the opposite might happen and your funds could easily dry up long before the end of the year.
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Commed Medical Aid

Commed Medical Aid has been operating in the medical field for more than twenty two years; due to its huge member base and industry experience, they are popularly known as one of the most committed medical aids in South Africa.

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Spesbona Medical Aid

Spesbona Medical Aid Logo

Spesbona is a one of a kind medical administration service that provides processing services to help find medical funding solutions for members. Spesbona provides a variety of services that will benefit their members, and this includes micromanagement, reduced medicine costs, and dental benefits.

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OCSA Medical Aid

OCSACare is a medical aid that is the result of the joining of two companies, OCSA and Care Cross. This scheme is an affordable solution that has been designed for members in the South African working sector and it is open to employees from all companies. This is perfect for employees that were previously not able to be approved with other medical aids and their benefits are great.

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MIMED Medical Aid

If you need quality medical assistance and care, and you are employed within the motor industry then the Motor Industry Medical Aid Fund (MIMED) is considered as a member’s best choice. MIMED is a closed scheme and offers comprehensive benefits for their members and their dependents.

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Comparing The Discovery Health Products

We all should know the importance of having medical aid in South Africa, especially with the unaffordable medical services of our country. When it comes to choosing a medical aid scheme then it is very important that you choose with caution. There are many medical aid companies in South Africa, some of them which are very good, and some of them which are very bad. In this article will we take a closer look at what Discovery has to offer us, the South African citizens.
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Metrocare

Metrocare Medical Aid is part of the MedScheme group and they offer a comprehensive range of medical aid products to their members. Membership to the Metrocare Scheme is however very restricted and is only available to employees and employers. These employees need to be members of the scheme, as it is compulsory. An employee may also add his or her family as dependents, but they are not forced to join this medical aid and can choose to be part of another medical aid if they want to. However, if they choose to be part of another medical aid, they will need to provide proof of their membership.

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The First for Women Scheme

Having a comprehensive medical aid plan is always a very good option to go for; and First for Women medical scheme is a reliable and professional scheme to join. Their services are considered to be amongst the best in South Africa and they ensure that women obtain top notch care when they need it most. First for Women medical aid aims to be seen as the best providers when it comes to medical care, and their vision is to become the most trust worthy medical schemes in their industry.
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Metlife Medical Aid

One of the goals of Metlife medical aid is to make medical care something that people can afford. While they don’t offer individual insurance, they do offer it as a group privilege through employers. Many employers do want to offer health plans to their employees. Studies show that this helps to keep employees on the job. It also reduces the number of them that call in sick because they do take part in routine checkups.
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Medsure Medical Aid

There are two major reasons why many people aren’t part of a medical scheme. The cost of it is the biggest problem they often face. However, Medsure medical aid offers you a program with great coverage at an affordable price. They also offer several plans so you get to review them. You get to find out what is affordable and pick the level of coverage that you want. This is a winning outcome so that you aren’t without the medical coverage you need.
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