Among the most established groups in the medical aid programmes of South Africa is the Anglovaal Medical Aid. As one of the strongest and most financially stable companies in the market, it has provided its members a range of practical and very competitive price and product packages. Developed only in the late 1990s, the company stringently adheres to the rules and policies of the Medical Schemes Act. The Anglovaal Medical Aid is administered and organized by the Discovery Health Group, which is one of the most innovative companies in the medical aid industry.

Basic Plan Overview

The Anglovaal Medical Aid comes with the basic conditions that make it one of the best in the market. Ideally, several areas of every medical condition are covered by the medical plan. For instance, the Scheme offers the Insured Procedures benefit, which is essentially the coverage for the outpatient treatments and other conditions. The focus of the plan, however, starts with the hospital coverage and limits. By availing the plan, the member-patient generally gets around 271 different PMBs or Prescribed Minimum Benefits.

Policies of the Anglovaal Medical Aid indicate that any admission to a hospital will require the pre-authorised letter for admission. However, in cases of emergencies, the company allows immediate treatments needed for sustaining life. The plan also includes coverage for around 22 different chronic conditions that a member-patient constantly suffers from. Package-wise, the plan also includes as part of its treatments HIV and AIDS care programmes. Assigned providers and networks are usually spread in various locations to ensure that the member will have the fastest aid possible.

The Chronic Condition benefits are typically one of the added advantages the program aims to deliver to its customer base. These are the conditions that continuously affect the patient, and will need medication or treatment to ensure the sustainability of life. The Anglovaal Medical Aid comes with its own list of conditions that are covered under the policy. Some of the most basic ailments that are considered as part of the coverage of the plan are asthma, epilepsy, glaucoma, hypertension, cardiac failure, HIV, bronchitis, and other ailments. It is essential for the patient to look into the inclusion of their chronic conditions to ensure the full coverage of their hospital admission or perhaps out-of-patient services.

Planned admissions usually require several elements before approval is given for the treatment. Membership number, date of the procedure, doctor’s name, and possible length of stay are basic information that will be asked. The coverage of the plan is usually subject to certain rules and conditions based on the contract that was signed by the participating members. Appropriate claims that have undergone the necessary requisites are typically faster to complete. Guidelines and rules for any clinical or medical treatment are posted regularly on the website as well as disseminated via the different regional offices.

Anglovaal Medical Aid aims to be one of the foremost choices when it comes to medical aid schemes in South Africa, and it stands to be such with its simple products and medical packages.