Discovery Health is the leading Medical Aid in South Africa. It is not hard to see why they are so successful. They have over 2.5 million members and 1.3 principal members. Discovery Health is in line with the King 111 Code of Corporate Governance and has the highest credit rating of AA+ for 12 consecutive years.
Below is a table that compares each policy. You will find that some differ only in the range of hospitals offered. Some have MSA benefits while others do not. I trust you will find it is easy to find the perfect cover for you.
More...
Discovery Options Compared
Executive
The most extensive cover for in-hospital and day-to-day benefits
Hospital
Unlimited cover in any private hospital, including private ward cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 300% of the Discovery Health Rate for other specialists and 200% at the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all CDL conditions plus some additional chronic conditions; plus access to an exclusive list of brand medicines
Medical Savings Account
Highest Medical Savings Account and an unlimited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Comprehensive
Comprehensive cover for in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the Discovery Health Rate for other healthcare professionals
Chronic
Full cover option for chronic medicine for all CDL conditions plus some additional chronic conditions
Medical Savings Account
A high Medical Savings Account and an unlimited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Delta Comprehensive
Comprehensive cover for in-hospital and day-to-day benefits
Hospital
Unlimited hospital cover in the Delta Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the Discovery Health Rate for other healthcare professionals
Chronic
Full cover option for chronic medicine for all CDL conditions plus some additional chronic conditions
Medical Savings Account
A high Medical Savings Account and an unlimited Above Threshold Benefit for your day-to-day healthcare need
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Zero
Comprehensive cover for in-hospital and above threshold day-to-day benefit
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all CDL conditions plus some additional chronic conditions
Medical Savings Account
No Medical Savings Account but unlimited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Comprehensive
Comprehensive cover for in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all CDL conditions plus some additional chronic conditions
Medical Savings Account
A high Medical Savings Account and an unlimited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Delta Comprehensive
Comprehensive cover for in-hospital and day-to-day benefits
Hospital
Unlimited hospital cover in the Delta Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all CDL conditions plus some additional chronic conditions
Medical Savings Account
A high Medical Savings Account and an unlimited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Saver
Economical in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Delta Saver
Economical in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover in our Delta network of hospitals
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Saver
Economical in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Delta Saver
Economical in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover in our Delta network of hospitals
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Coastal Saver
Economical in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover at any hospital in the four coastal provinces
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Smart
Economical in-hospital benefits and intuitive day-to-day cover
Hospital
Unlimited hospital cover in the Smart Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine on our medicine list for all Chronic Disease List conditions when you use MedXpress, Clicks or Dis-Chem
Medical Savings Account
Day-to-day cover for GP consultations, acute medicine, cover for over-the-counter (OTC) medicine, one eye and one dental check–up with fixed co-payments and/or limits.
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Smart
Economical in-hospital benefits and intuitive day-to-day cover
Hospital
Unlimited hospital cover in the Smart Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine on our medicine list for all Chronic Disease List conditions when you use MedXpress, Clicks or Dis-Chem
Medical Savings Account
Day-to-day cover for GP consultations, acute medicine, cover for over-the-counter (OTC) medicine, one eye and one dental check–up with fixed co-payments and/or limits.
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Core
Value-for-money hospital plan
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions when using MedXpress
Medical Savings Account
NO
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Delta Core
Value-for-money hospital plan
Hospital
Unlimited private hospital cover in our Delta network of hospitals
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions when using MedXpress
Medical Savings Account
NO
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Core
Value-for-money hospital plan
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions when using MedXpress
Medical Savings Account
NO
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Delta Core
Value-for-money hospital plan
Hospital
Unlimited hospital cover in the Delta Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions when using MedXpress
Medical Savings Account
NO
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Coastal Core
Value-for-money hospital plan
Hospital
Unlimited private hospital cover at any hospital in the four coastal provinces
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions when using MedXpress
Medical Savings Account
NO
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Classic Priority
Cost-effective in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 200% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account and limited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Essential Priority
Cost-effective in-hospital and day-to-day benefits
Hospital
Unlimited private hospital cover
Specialist
Guaranteed full cover in hospital for specialists on a payment arrangement, and up to 100% of the DHR for other healthcare professionals
Chronic
Full cover option for chronic medicine for all Chronic Disease List conditions
Medical Savings Account
A Medical Savings Account and limited Above Threshold Benefit for your day-to-day healthcare needs
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
KeyCare Plus
Affordable medical aid cover
Hospital
Unlimited hospital cover in the KeyCare Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on the KeyCare network, and up to 100% of the DHR for other healthcare professionals
Chronic
Essential cover for chronic medicine on the KeyCare medicine list for all Chronic Disease List conditions
Medical Savings Account
Unlimited cover for medically appropriate GP consultations, blood tests, X-rays or medicine in our KeyCare Network
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
Keycare Access
Affordable medical aid cover
Hospital
Unlimited cover for emergencies and trauma in the KeyCare network of private hospitals. Childbirth and care for your newborn covered in the KeyCare Access network. Other conditions are covered in a contracted network of state facilities
Specialist
Guaranteed full cover in hospital for specialists on the KeyCare network, and up to 100% of the DHR for other healthcare professionals
Chronic
Essential cover for chronic medicine on the KeyCare medicine list for all Chronic Disease List conditions
Medical Savings Account
Unlimited cover for medically appropriate GP consultations, blood tests, X-rays or medicine in our KeyCare Network
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood
KeyCare Core
Affordable medical aid cover
Hospital
Unlimited hospital cover in the KeyCare Hospital Network
Specialist
Guaranteed full cover in hospital for specialists on the KeyCare network, and up to 100% of the DHR for other healthcare professionals
Chronic
Essential cover for chronic medicine on the KeyCare medicine list for all Chronic Disease List conditions
Medical Savings Account
NO
Maternity
Cover for comprehensive pre- and postnatal healthcare services for maternity and early childhood