Hospital cash plans, also referred to as health cash plans have recently increased in popularity amongst South Africans as an option for supplementary hospital cover for expenses that may not fall under the medical classification. However, most consumers are not yet reaping the full benefits of this cover. This is all because of a number of misconceptions about the plans on offer.

The opportunity to travel abroad is a major feat for many South Africans and can quite easily be a lifetime highlight for some. However, it’s important to ensure that you have the correct medical cover in case of any medical incidents or emergencies. Without international medical cover, your already expensive trip can turn into an expensive disaster.

As if deciphering all the medical aid jargon wasn’t enough, choosing the right medical aid option can be incredibly confusing if you are not sure of the criteria you need compared to what is on offer. Whether you are looking to revise your current medical aid benefits and terms, or you are new to the game and are looking for a medical aid to join, the information below contains all the information you need to know to make the right decision. The main purpose of medical aids is to protect their members in the case where they need to pay a large amount for unexpected medical expenses.

The rising cost of private healthcare and crippled public health service makes it necessary for South Africans to take care of their health. It’s too expensive to get sick in South Africa unless you can brave the long queues and non-availability of staff and medicines at clinics and hospitals. The face of the South African pharmacy has changed drastically in the last 20 years.

Discovery Health is the leading Medical Aid in South Africa. It is not hard to see why they are so successful. They have over 2.5 million members and 1.3 principal members.

Medical aid companies receive many complaints. Often this stems from a lack of understanding of how the plan works. Many people do not read the fine print until there is a dispute.